Apply for a loan

Who you can apply to

You apply to lenders who have invited you. They are listed on Funder Directory. A lender can invite you after finding you, or after meeting you anywhere else.

The steps

1. Open Apply for Funding and pick the lenders to apply to.
2. Say what you are asking for: how much, for how many months, what it is for, and whether a home, land or car is behind the loan. If one is, say what it is worth.
3. Answer the lender’s own questions.
4. Tick the three boxes: to share your certificate and details with the lenders you picked, to run the checks for this application, and that what you gave is accurate and complete.
5. Submit. Follow it on My Applications.

How the lender reads the loan

Beside your score, the lender sees how this loan fits you: all your repayments, the new one included, as a share of your pay, and the loan against the value of the home, land or car behind it. It never changes your score. Each lender sets its own limits.