What a lender sees about you

Anyone with your certificate link

Your name, band, score and confidence, and the state you live in.

A lender you apply to, as well

• Every part of your score, its points and how it was worked out.
• Which checks passed, and what was left out as unknown.
• Your age, home address, how long you have lived there and whether you own or rent it, your phone and email.
• Your work: the kind, your job title, who you work for and since when, and your pay.
• From your statement: the pay that arrives, your spending, what you repay other lenders, what you save and your balance, and your pay and spending month by month.
• Your credit record: the score, the rating, missed repayments and loans on file.
• The loan you ask for, the home, land or car behind it, your answers to their questions, and the files you uploaded, your ID photo included, except any our check flagged.

A lender sees this because you would have given it to them yourself. Acreed checks it first, so they can rely on it.

Lenders who can find you

Switch on Let funders find you and lenders that lend to people can see your name, your state and your score, and invite you to apply. Switch it off any time.

If you joined through a lender’s own link, that lender sees your name, band, score and state once you are certified, until you press Stop showing me to them.

Never shared

Your betting, the single lines of your connected bank account, your full NIN or BVN, or your selfies. Those lines are shared only if a loan is funded and you agree to monitoring. A statement file you upload yourself is shared like any other file.